Global banking expertise

We can help you improve your cash flow, manage risk, and compete more effectively in the global marketplace.

Simplify your European treasury management

Our integrated global accounts, products and technologies connect your company's treasury systems across the Atlantic.

Effectively manage your European payables and receivables activity through our London branch with its full suite of GBP and EUR services. Our European relationship teams function as an extension of your U.S. relationship team, delivering the same high level of service as well as in-depth local market knowledge.

We offer:

  • Full European coverage. A single London branch account can be your gateway into Europe, giving you access to low-cost payment options throughout the 34 countries that make up the Single Euro Payment Area (SEPA).
  • Simple setup. Opening accounts overseas can be challenging. Our implementation specialists are experienced in dealing with U.S. companies and will make it quick and simple for you.
  • Reduced payment costs. In-region accounts give you greater access to local payment systems. As well as saving money by paying via ACH credit or debit, you can also receive ACH payments into your account, which greatly reduces payment costs for your trading partners.
  • Commercial cards. GBP and EUR commercial cards complement your programme in the U.S., so you can have streamlined card programmes for locations in the United Kingdom, France or Germany. This means your company can use one issuer, one service centre, and can access card reporting through a single sign-on to the Commercial Electronic Office® (CEO®) Portal.
  • Flexibility. Open accounts denominated in EUR, GBP or 20 other currencies through our London branch. You'll get consolidated billing and account analysis and greater visibility into and control over all your accounts.
  • In-market sales, implementation and service support. Our London branch has more than 500 team members who provide invaluable local expert advice and guidance. The London branch offers:
    • Foreign exchange risk management
    • Trade services
    • Loans
    • Treasury management services
  • Centralised cash management. By consolidating British Pound, Euros and U.S. dollar accounts at one bank, Wells Fargo serves as your company's sole point of contact for domestic and European service needs.
  • Manage your account centrally using services available through the CEO portal, including Treasury Information Reporting for balance and detail information, CEO Foreign Exchange, and our Payment Manager service for multiple types of payment.
  • Access to UK branch services. Our partner bank arrangement gives you access to over-the-counter services at more than 1,500 branches in the UK.

Wells Fargo does not have offices outside of the U.S. that provide services to retail or small business customers. For assistance with your accounts when travelling internationally, refer to our international access codes for phone numbers, or visit our travel resource centre.

Wells Fargo & Company conducts business outside of the U.S. through various companies, including duly authorised and regulated subsidiaries and affiliates in Asia, Canada, Europe and Latin America. All products and services may not be available in all countries. Each situation needs to be evaluated individually and is subject to local regulatory requirements. Member FDIC. Deposits held in non-U.S. branches are not FDIC insured.

Leverage Wells Fargo's strength and stability, exceptional service, and tailored products and services to deliver effective working capital finance solutions, extend payment terms, and develop strategies to help you succeed globally.

Our local relationship managers understand the European business environment and work closely with teams in the U.S. and throughout the world to provide you with a consistent global experience in all markets where you do business.

Overdraft facilities

Leverage short-term financing options to provide working capital for day-to-day operations in the event of delays in receiving payment.

Revolving credit facilities

Improve your cash flow, expand borrowing availability and finance long-term growth leveraging our lending platforms in Ireland and the UK. Revolvers can also support trade guarantees and standby letter of credit financing needs.

Term loan facilities

Finance capital expenditures, acquisitions or repurchases of company stock with competitive in-market pricing. We also furnish owner-occupied real estate loans.

Trade and supply chain finance

Obtain the credit you need to support your import/export operations while improving working capital and strengthening buyer/supplier relationships.

Our teams in Europe can also help you with:

These are just some of the financing tools Wells Fargo can provide to support your international business. Talk to your relationship manager about a credit strategy that fits your business.


Wells Fargo does not have offices outside of the U.S. that provide services to retail or small business customers. For assistance with your accounts when travelling internationally, refer to our international access codes for phone numbers, or visit our travel resource centre.

Wells Fargo conducts business outside the U.S. through various companies, including subsidiaries and affiliates. All products and services may not be available in all countries. Each situation needs to be evaluated individually and is subject to local regulatory requirements.

Wells Fargo & Company provides financial services in Europe through its subsidiaries. Banking services are provided through Wells Fargo Bank International (WFBI) and Wells Fargo Bank, N.A. London Branch, authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the PRA. WFBI is regulated by the Central Bank of Ireland and is registered as an EEA Authorised Firm with the UK PRA, the UK FCA and with the German Federal Financial Supervisory Authority (BaFin).

Wells Fargo Bank, N.A. Member FDIC. Deposits held in non-U.S. branches are not FDIC insured.

Investment Services are primarily provided through Wells Fargo Securities International Limited (WFSIL), which is authorised and regulated by the Financial Conduct Authority (FCA).

Wells Fargo & Company provides banking and financial services in Europe through its subsidiaries. Banking services are primarily provided through Wells Fargo Bank N.A., London Branch (WFBNA) which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Investment services are primarily provided through Wells Fargo Securities International Limited (WFSIL) which is authorised and regulated by the UK Financial Conduct Authority.